Now funding · Q2 2026

Real money. Real people. No surprises. No 1-800 number. No "we'll get back to you in 5-7 business days."

Working capital for small businesses, from a broker who picks up the phone, tells you the real number, and gets you funded in 24–48 hours.

EST. 2026 · Lynbrook NY
FUNDING RANGE $10K – $500K
SPEED 24–48 HRS

Three things every other broker promises. We actually deliver them.

01 / SPEED

Funded in 24–48 hours.

Submit your application and bank statements before noon, get an offer the same day. Sign in the morning, money hits your account by end of business. No drawn-out underwriting theatre, no week-long "review periods."

02 / RELATIONSHIP

A real person. Picking up.

One direct number. One direct email. No phone tree, no rotating account managers, no "submit a ticket." When you call, the person who structured your deal answers. That's the entire model.

03 / HONESTY

The number we say is the number you pay.

Full disclosure on your factor rate, term, daily payment, and total cost of capital — in writing, before you sign. Compliant with NY commercial financing disclosure law. No fees buried in page 14, no junk add-ons at funding.

Four steps. No fluff.

01

Apply online

Fill out the application, upload your last 3 months of business bank statements. That's it for now.

4 minutes
02

Get a real conversation

We review your file, then call you. We tell you what we can do, what we can't, and why. If we can't fund you, we tell you who can.

Same day
03

Review the terms in writing

Full disclosure document. Factor, term, daily payment, total payback. Take an hour, take a day, take a week. Ask questions.

Your call
04

Sign and get funded

Sign electronically. Funds wired to your business checking. Done.

24–48 hrs

Small businesses banks won't touch. Built for operators, not credit scores.

Construction
Contractors / GCs / Subs
HVAC & Trades
Plumbing · Electrical · Mechanical
Restaurants
Full service · QSR · Bars
Retail
Brick & mortar · E-comm
Trucking & Logistics
Fleet · Freight · Last mile
Auto Services
Repair · Body · Detail
Healthcare
Dental · Med spa · Practices
Professional Services
Agencies · Consultants · Studios
Time in business6 mo+
Monthly revenue$10K+
Funding range$10K–$500K
Credit minimum500 FICO

Cheap. Slow. Confusing.
That's a bank.
We're faster, clearer, and more expensive.

Merchant cash advance is not a bank loan. It's faster, more flexible, and more expensive — and we'll tell you exactly when it's the right tool and when it isn't. If your business doesn't need this product, we'll say so.

  • You'll know your factor rate before you sign.Not after. Not at funding. Before.
  • You'll know your daily or weekly payment in dollars.Not just a percentage. The actual number.
  • You'll know your total cost of capital.Every dollar coming out of your business until the contract closes.
  • If we can't help you, we'll tell you who can.SBA, line of credit, equipment finance — we know the map.

Get funded.
4 minutes.

Fill this out and we'll call you the same day. No obligation, no hard pull on your credit, no spam.

What to have ready: Your last 3 months of business bank statements. That's all we need to get started.

What happens next: We review your file, call you directly, and give you a real number — not a range, not a "it depends." A real offer.

No credit hit: Our initial review is a soft pull only. No impact to your credit score.

Application

No obligation. No hard credit pull. Response within same business day.

Prefer to talk?

Call us direct.
No phone tree.
No hold music.

Call now
Or call (516) XXX-XXXX